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Reliance Mutual Funds
In banking terms, mutual fund is a type of investment tool which allows small and mid-sized investors to have access to well-diversified portfolios of equity, bond, & other securities. Every single shareholder participates and experiences the outcome of the fund, be it gain or loss. Issuing of Units takes place which can be redeemed anytime, if required. NAV of the mutual fund is determined on a daily basis.
The major advantage of mutual funds is that anyone can invest with limited capital. With investment capital as low as some hundred rupees, one can enjoy higher returns. In fact, it is considered as a much steady and secured investment policy when compared to other investment policies.
Investment can be made through any of the two ways: online and offline.
Reliance Mutual Funds are divided into 3 major schemes/categories: Equity, Debt, and Gold Have a look these 3 schemes at a glance.
Equity Scheme (growth fund): The main aim is to provide capital appreciation over medium - long term. Major part of corpus is invested in equity. Equity scheme provides varied options to investors like capital appreciation, dividend option, etc. Those who are looking for long term benefit should go for such growth schemes.
Sub-categories under Equity Scheme |
Reliance Mutual Funds available |
Minimum Investment (in INR) |
Asset Allocation |
|
| Equity and Equity related Instruments |
Debt and Money Market Instruments |
|||
Arbitrage |
Arbitrage |
5000 |
0 – 65% |
10 - 35% (long term) |
0 – 100 % (short term) |
||||
Balanced |
Regular Savings – Balanced Plan |
500 |
50 -75% |
25- 50% |
Banking |
Banking Exchange Traded |
100000 |
90 - 100% |
0 - 10% |
Diversified Large Cap |
Quant Plus |
5000 |
90-100% |
0 - 10% |
Top 200 |
5000 |
65-100% |
0-35% |
|
NRI Equity |
5000 |
65-100% |
0-35% |
|
Equity |
5000 |
75-100% |
0-25% |
|
Vision |
5000 |
60-100% |
0-10% |
|
Diversified Mid Cap & Small Cap |
Growth |
5000 |
65-100% |
0-35% |
Long Term Equity |
5000 |
70-100% |
0-30% |
|
Small Cap |
5000 |
65-100% (small cap companies)0-35% (other companies) |
0-35% |
|
Diversified Multi Cap |
Equity Opportunities |
5000 |
75-100% |
0-25% |
Regular Savings – Equity Plan |
500 |
80-100% |
0-20% |
|
Diversified Theme Based |
Infrastructure |
5000 |
65-100% |
0-35% |
Natural Resources |
500 |
65-100% |
0-35% |
|
Index |
Index- Sensex Plan |
5000 |
95-100% |
0-5% |
Sector |
Banking |
5000 |
0-100% |
0-100% |
Diversified Power Section |
500 |
0-100% |
0-100% |
|
Media Entertainment |
500 |
0-100% |
0-100% |
|
Pharma |
500 |
0-100% |
0-100% |
|
Tax Saver |
Tax Saver (ELSS) |
500 |
80-100% |
0-20% |
Equity Link Savings series 1 |
500 |
80-100% |
0-20% |
|
Debt Scheme (income fund): The aim is to offer regular & steady income to investors. Debt schemes are normally invested in FIS like bonds, MMI, corporate debentures, & Government securities.
Sub-categories under Debt Scheme |
Reliance Mutual Funds available |
Minimum Investment (in INR) |
Asset Allocation |
|
| Money market |
Other allotment rates |
|||
Ultra Short Term |
Money Manager |
5000 |
0-100% |
0-50% |
Medium Term |
5000 |
0-80% |
20-100% |
|
Floating Rate Short Term |
5000 |
25-100% |
0 - 75% |
|
Short Term |
Dynamic |
5000 |
0-100% |
|
Short Term |
5000 |
60-100% |
0-40% |
|
Monthly Income |
Monthly Income |
5000 |
80-100% |
0-20% |
Money Market (Liquid cash) |
Liquid-cash plan |
5000 |
80-100% |
0-20% |
Liquid-Treasury plan |
5000 |
0-95% |
0-25% |
|
Liquidity |
1 cr |
65-100% |
0-35% |
|
Long Term |
Regular Savings Debt Option |
500 |
0-35% (debt) 0-20% (equity) 80-100% (balanced) |
65-100% (debt) 65-100% (equity) 0-20% (balanced) |
Income |
500 |
0-50% |
50-100% |
|
Gilt Securities |
0-30% |
70-100% |
||
Gold Scheme (security and investment fund): This scheme offers long term investment. This is a popular and effective scheme for investors keeping in mind the rising value of gold in the market on a regular basis.
Sub-categories under Debt Scheme |
Reliance Mutual Funds available |
Minimum Investment (in INR) |
Asset Allocation |
|
| Money market |
Other allotment rates |
|||
Exchange Traded |
Exchange Traded |
1 Unit = 1 gm of gold |
0-10% |
90-100% |
Gold Savings |
Gold Savings |
5000 INR |
0-5% |
95-100% |
