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 Standard Chartered Bank India
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Standard Chartered Bank was formed in 1969 through the merger of Standard Bank of South Africa and Chartered Bank of India, China and Australia. The bank head quarters are situated in London with UK as a base country. But, around 90% of the total businesses of Standard Chartered Bank are registered from:- Asia Pacific Region including Australia, China, India, Japan, North Korea, South Korea, Malaysia, Philippines, Singapore and Hongkong.
- South Asia Region including Bangladesh, Pakistan, Sri Lanka and Nepal
- Middle-East comprising of Lebanon and UAE (Dubai).
- Africa including Ghana, Kenya and South Africa
The India operations of Chartered Bank originated in Kolkata, but the Head Quarters of Standard Chartered Bank India Ltd. are now in Mumbai with Kolkata barnch as a key associate.
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| | Today the reign of standard chartered bank has expanded to the length and breadth of the country including multiple branches in all major cities like Chennai, New Delhi, Kolkatta, Mumbai, Guragon, Hyderabad, Bangalore, Noida, Pune etc.
Standard Chartered Bank has listings in London Stock Exchange and Hong Kong Stock Exchange. They acquired Grindlays Bank in 2000 and another milestone was the acquisition of American Express Bank on 18th september 2007. | |
The Banking Services offered are mentioned below:
PRIORITY BANKING:- Dedicated Customer Relationship Managers for specialized customer services
- Doorstep Banking
- International Priority Banking Debit Card
- Global Credit Card
- Investment and Financial Planning Products
- Priority Banking Centres
- Wealth Management Services
- Internet Banking Online
- Easy access Drop Box System providing drop boxes for cheque collection
- Multi-City Chequebook facility
- ATM cum Debit Card withdrawal at over 18,600 ATM's across the country
COMMERCIAL BANKING
Accounts:- Savings Accounts
- Current Account
- Term Deposits
- Demat Account
- Smart Pay Account
Business Account
Cards- Smartfill Debit Card
- Axcess Plus Debit Card
- Gold Debit Card
- Platinum Credit Card
- Gold Credit Card
- Executive Credit Card
- Super Value Titanium Card
- Bajaj Allianz Super Value Titanium Card
- Classic Credit Card
- EMI Credit Card
- Rotary Credit Card
- Sapnay Credit Card
- Wild Life Card
SME BANKING (Small And Medium Enterprise Banking)
This is aimed to help you manage the needs of your growing business. With their offices in more than 50 countries, Standard Chartered Bank offers you the reach in global markets that you might be looking for. This also includes the Loans such as: - Unsecured Business Installment Loan upto Rs. 25 lakhs for businesses with turnover Rs. 40 lakh to Rs. 30 crore
- Loan for Working or Trade Capital or a Term Loan crores for businesses with turnover from Rs. 1-110 crores
- Secured Lending For Traders of amounts upto Rs. 2.7 crores for businesses with turnover Rs. 1 to 30 crores
- Loan Against Property of upto Rs. 3.15 crores with a business turnover of Rs. 90 lakhs to Rs. 45 crores.
OTHER LOANS:
Home loan: - At low rates of interest
- A choice of tenure of 5-20 years
- No guarantor required
- Flexibility to pay off within half tenure.
Loan Against Securities:- Against Property - the loans can be as high as 60% of the market value of your property
- · Loan Against Fixed Deposits - this is the easiest way to get a loan without liquidating your savings and this can be as high as 95%
- Loan Against Shares - loans against shares, mutual funds, RBI Relief Bonds, GOI backed UTI Bonds, India Millennium Deposits and such securities with low processing time and lower interest rates
Personal Loan
A loan of Rs. 50,000 to Rs. 15,00,000 for individuals with minimum gross salary of Rs. 11,000 and above.
FOREX SERVICES
Standard Chartered Bank offers special Foreign Exchange rates for traders and also special Forex services to the NRI's.
INSURANCE
Life Insurance
General Insurance- Health insurance
- Car or auto insurance
- Home insurance
- Accidental insurance
Besides all these banking services 24-hr. Internet Banking and Phone Banking is also available. For netbanking services all one has to do is login to your net banking account and access all the banking services online. For phone banking a 24-hr helpline number is available for each Standard Chartered Bank Branch that can give you instant access to your bank account on the phone.
An ATM and Branch Locator is available on the official website of Standard Chartered Bank that can give you the exact address of your nearest Standard Chartered Bank Branch or ATM. News about the ongoing share prices and share value is also available online. Along with this any enquiries about the interest rates offered on various products or the terms and conditions or the service charges can also be made on the Standard Chartered Bank site.
CONTACT DETAILS:
Websitehttp://www.standardchartered.com/in
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