SBI Loans or State Bank of India loan schemes are a popular personal finance solution in India simply because SBI being the largest bank in India has received trust from a larger customer base. The SBI loan rates and schemes are designed keeping in mind the requirements of individual customers. SBI Bank website provides an online loan calculator that helps you calculate your EMIs and loan capacity.

The various loans on offer by State Bank of India are:

Home Loans

These are also known as housing loans, available as loans for buying a residential property, renovation of your existing property, loans against property and reverse mortgage loan against your house

Personal Loan

Finance for various expenses that occur in one's life, loan amounts and rates vary according to each individual, as does the loan capacity per person. These might include easy travel loan, medical expenses loans, and other personal expenses loans.

Vehicle Loans

These cover car loans, two-wheeler loans (bike, scooter, scooterettes, mopeds etc.), commercial vehicle loans and more

Education Loans

Huge sum of money is required for higher studies and education in foreign land; SBI offers educational loans at competitive interest rates to help realize the dream of many.

Loans Against Securities

SBI offers you easy loans against various securities like fixed deposits, investments in shares, debentures, you property and more.

Business Loans

SBI provides trade capital finance services and loans for expansion of your business or for buying expensive equipments and machinery for further growth of your trade and business.

SBI Loan Schemes

For information on each SBI loan schemes and the corresponding loan rates, you can directly refer to SBI official website mentioned below.

Besides retailing through the countrywide State Bank of India Branches under SBI Loan Utsav Schemes, you can also apply for a loan online through onlinesbi.com - State Bank of India Online banking service.

For any information on other banking products of State Bank of India and other services of SBI, browse through our dedicated pages on each.