ICICI Lombard Home Insurance policy is available in three scheme options where you can buy insurance for only the structure of your home, only the contents of the house or both. ICICI Lombard Home Insurance plans cover the losses incurred to your home due to various calamities including fire, riot or strike due to terrorism, explosion, earthquake, lightning, storm, cyclone, flood, inundation, landslides, rockslides and other natural calamities, damage due to accidents by vehicles, missile testing, leakage from automatic sprinkler installations, aircraft damage, bursting or overflowing of water tanks and pipes and burglary.
The additional expenses of renting an alternate housing accommodation in case of damages to your home due to the above-mentioned perils are also covered under the ICICI Lombard Home Insurance policy. The home structure insurance covers the reconstruction costs for your house and not the market value, as is the common perception. The home contents insurance cover is calculated as per the market value after the depreciation.
ICICI Lombard offers online policy buying services with no paperwork. You can also download the home insurance claim forms from their website. Instant quotes are available with just a click online by ICICI Lombard direct insurance services. You can also pay online through your ICICI Bank Credit Cards or Citibank Credit Cards at 0 % EMI option. For further info on other insurance policies by ICICI Lombard or ICICI Prudential, refer to our subsequent pages on each. We also provide dedicated pages on ICICI Banking Services and products.
