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 ICICI Bank Loan Against Property
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ICICI Bank Loan Against Property helps you in meeting with many major expenses that occur in your life and usually are difficult to be met without some financial assistance. At this point of time your biggest investment- your property can prove to be a real asset. ICICI Bank offers loan against your pre-existing property at competitive interest rates. This enables you to avail funds in leverage of your property that can help you meet with personal requirements like marriage, child education, business, purchase of another property, improvement of existing property, medical expenses or any other major expense with assistance from your trusted bank - ICICI Bank India Ltd. |
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Any salaried or self-employed Indian resident or a salaried Non-Resident India (NRI) can avail ICICI Bank Loan Against Property. The scheme offers liquidity to your property whilst retaining your ownership rights. Another form of ICICI Bank Loan Against Property is Property Overdraft that allows you to solicit money against a self-occupied property. This facility is available to self-employed Indian residents. It converts your property into a current bank account where the interest is chargeable only on the amount withdrawn and any deposit is reduced from the outstanding balance.
ICICI Bank Loan against a house security is also available in the form of Lease Rental Discounting (LRD) that is a facility to borrow money against expected rental of self-owned commercial property in future. The condition here is the property should be occupied by the Lessee. If you own a residential plot within the municipal limits of a city or district having a distinct plot number with a clearly demarcated plot size of 800 sq. ft. to 10, 000 sq. ft., you can avail ICICI Bank Home Equity Loan. This facility is available in select locations only.
For further information of the ongoing interest rates, service charges, loan disbursement procedure by ICICI Bank and more, you can directly refer to their website mentioned below. If you are looking for information on other loan products by ICICI Bank or ICICI Bank Banking Services, browse through our subsequent pages on ICICI Bank.
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