HSBC home loans provide you the easy solution to your home finance problem. Getting a home loan in India was never easier. HSBC Smart Home Loan provides you the ideal home loan product to help you sail through all your tensions of where to get the adequate home loans at suitable home loan interest rate and on the time required.
HSBC Bank home loan products are available as:
Home finance for ready to move-in property
Home loan for under-construction property
Loans for self-construction
Home loans for renovation of existing residential property
Home equity loans against property
HSBC Bank offers home loans starting at Rs. 5 lakhs upto Rs. 3 crores. The tenures of HSBC home equity loans may vary upto 25 years. The HSBC home loan rate can also be chosen according to convenience. Option of fixed and floating interest rate home loans is available at HSBC Bank. An added advantage comes in the form of provision for switching over to fixed rate from floating home loan interest rate once a year at absolutely no extra cost.
Another advantage of HSBC home mortgage services is the option of pre-payments of your home loans. Around 25% of the home loan can be pre-paid every year with the pre-payment facility available only after at least six months of the loan disbursal. HSBC Bank home equity loan is available to both Indians and NRI's.
The benefits from HSBC home loan products don't just end here. Continuing the flow is the free Gold Credit Card that comes as a free gift with the first year annual charges relinquished for HSBC's customers. Indian residents availing HSBC Bank home loans are eligible for tax benefits on the principal and interest amount of the home loans in India as mentioned under the Income Tax Act 1961.
HSBC Bank provides home banking service through their official website. Also known as net banking service, the bank is available to you at your home through the HSBC Bank site. All the banking services and loan products are mentioned along with complete info and full details. Also get an online HSBC home loan calculator on the website that will help you calculate the EMI or the monthly payment of the home loan product selected.
HSBC Home Loans 
