HDFC Home Loan
 
India Housing
Home Loans In India Property Dealers In India Houses On Rent In India Builders in India Housing Companies in India
India Real Estate | Real Estate News |
State City
HDFC
Finance in India
Loans in India
Interest Rate on Housing Loans
 Home »  Banks In India » HDFC » Home Loans

HDFC Home Loans

 

Buying the home of your dreams is what you have wanted from the time you started earning. Investing in property is the safest decision as it leaves with no risk. But purchasing a home and then constructing it according to your desires need a lot of money. HDFC Home Loan schemes offer cheap home loans at a low interest rate. HDFC is a private financial bank offering loans for various purposes like loan for vehicle or loan for purchasing residential property or commercial property. Their home loan scheme is designed in a way to provide you with maximum benefits.

They have a experience of twenty five years and their dedicated team of professionals strives hard to serve you in a best possible manner and helps you to realize your dream. They offer Home Loan to individuals for purchase of land (fresh or resale), or for construction of a new house. You can apply for Home Loans Jointly. HDFC provides money or finance up to 85 % maximum of the cost of the property. This includes Agreement value, Stamp duty and Registration charges.
HDFC offers Loan for Home Improvement. Home improvement loan or Home Renovation Loan is taken for external and internal repairs and other major structural changes like painting, waterproofing, plumbing, electric works, tiling and flooring, grills and aluminium windows. HDFC finances up to 85% of the total cost of renovation. But if yoy are an existing user then they finance 100% cost.HDFC provides Home Extension Loan. Under Home Extension Loan you can borrow finance for extending your existing house. All the terms are the same as applicable to Home Loans.You can take Loan For Purchase Of Land. Whether you are buying land for construction of your dream home or just for investment purpose and plans to resale when its price has doubled, then HDFC Land Purchase loan will benefit you a lot. HDFC finances up to 70% of the cost of the land. Repayment of the loan can be done over a maximum period of 10 years.



Once you have decided you need Home Loan from HDFC, then you need to know the Rate Of Interest HDFC is offering. You can choose from Fixed Rate of Interest or Floating Interest Rate.

HDFC offers you unlimited benefits. Their flexible repayment options is structured in a way to suit every individual need. There other features and benefits includes:
  • E-age saving account
  • Free International credit card
  • Loan cover Term Assurance Plan
  • Automated Repayment of Home loan EMI
  • In-house scrutiny of Property documents
The best part of availing a loan from HDFC is that if you are an existing HDFC Bank Home Loan customer, you can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against securities) at lower interest rates.

Banks Providing Home Loans
Andhra Bank Axis Bank Bank of Baroda
BHW Birla Home Finance Canara Bank Citibank
Corporation Bank Dewan Housing Finance GE Money
GE Wizard HDFC HSBC
ICICI IDBI Indiabulls
Indian Bank LIC LIC Housing
PNB SBI Standard Chartered