HDFC Bank India Ltd

HDFC Bank is one of the leading names among banks and financial institutions in India. It was founded in the year 1994 that marked a period of the initiation of customized banking in the country. There were several aspects of modern banking introduced by this bank one of which included a meticulously planned customer care service and 24 hours helpline. Another side of the operations is that of housing finance.


There are three main business spheres of HDFC Bank; these are wholesale banking, retail banking and treasury services. The bank has excelled in every segment of its endeavor and has quickly climbed the ladder of success. It is one of the topmost banks in India today besides being one of most popular among its customers.


Products


There is a wide range of financial products offered by HDFC Bank. These are available in the form of various types of accounts and money deposit schemes with the bank. There are products of financial investments, loans and financial assistance products, credit and debit cards available from the bank as well.


There is a wide range of financial products offered by HDFC Bank. These are available in the form of various types of accounts and money deposit schemes with the bank. There are products of financial investments, loans and financial assistance products, credit and debit cards available from the bank as well.


It offers insurance schemes as well. These are coverage policies for life term, medical health, cars and automobiles, house and property and travel insurance schemes.


Services


HDFC Bank was one of the first private banks in India to start ATM services. They have built a huge network of ATMs in the country that also includes small towns, villages and various remote regions of the country.


There is a host of premium and private banking services available from the bank. Netbanking services from the bank are another major advantage available for the tech savvy modern bankers. It has saved time with all kinds of transactions; bill and insurance premium payments and funds transfer to other accounts are possible online within few minutes. Banking has never been so easy and quick to access.


HDFC Bank Cards


It offers several types of cards – credit, debit and prepaid cards that provide cash facilities at all times.


  • Credit Cards  There is a wide range of credit cards each of which has been packaged with several advantages. There are Premium cards, Regular and Commercial cards. In these categories there are Premium, Platinum, Gold and Silver cards. There are cards that are available for a service charge on an annual basis while others are free. The range of services will differ accordingly with some of these tailored for frequent international travelers and other transactions.

  • Debit Cards  Debit cards are a combined functioning of your ATM card and the direct shopping card. For instance if you need cash from the ATM you can use the card and also use it for direct payment from your account at a shop or a store. The difference in a range of debits cards available from the bank is based on the maximum cash transactions possible with each on a daily basis.

  • Prepaid Cards  HDFC Bank understands the needs of its modern bankers. The prepaid cards are an answer to the same. The range of cards offers services for being useful at restaurants, shops and stores, international traveling and foreign exchange requirements. You can also avail a gift card from the bank for giving away to close ones on special occasions.


HDFC Bank Accounts


HDFC Bank customers have the option of a wide range of accounts that they can open with the bank.


Here is a closer look at the types of accounts you can have.


  • Savings account

  • Demat account

  • Current account

  • Salary account

  • Rural account


There are additional facilities of safety deposit lockers and term deposit accounts that you have with the bank. Though these services are highly specialized they are unavailable unless you are an account holder with the bank under any of the above account schemes.



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