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Indian Bank Online
Indian Bank was established in 1907, as a part of the 'Swadeshi Movement'. Its head quarters are situated at Chennai with over 1400 branches spread across the country. In addition to this international presence of Indian Bank includes overseas branches in Singapore and Colombo and 240 correspondent banks in 70 countries including the world leaders UK and USA.
Indian Bank enjoyed the status of a major commercial bank until the nationalization in 1969. Indian Bank proudly serves the nation and is celebrating its centenary year this year. The annual report of the bank only asserts the success story of Indian Bank.
The Banking Services at Indian Bank include: DEPOSITS
Fixed Deposits:Amount - min. Rs. 100 to max. No limit
Time period - min. 7 days to 120 months.
For 7 days the min. amount is Rs. 1 lakh.
Interest rate on monthly basis
Indstar Deposits:Time period - min. 7 days to 180 days
For 7 days the min. amount is Rs. 1 lakh.
Unit Deposit:Fixed deposits with part withdrawals
They give higher returns and liquidity
Facility Deposit:Fixed deposit with the flexibility of an overdraft against the deposit
Reinvestment Plan Deposit (RIP) and Cash Certificates:Amount - min. Rs. 100 to max. No limit
Time period - min. 6 months to 120 months.
Interest compounded quarterly
Recurring Deposits:Usual recurring deposit, variable recurring deposit, special recurring deposit
Special Schemes
Vidhya Nidhi Deposit
IB Tax Saver Schemes
Vikas Savings Khata
Special Senior Citizens Deposit Schemes
ACCOUNTS
Usual Savings Account
Special Savings Account for NRI's:With special advisory services for investments and foreign exchange.
Demat accounts:For online trading of shares
Pension Accounts:Pensions are managed with regular payments and savings options
Health Plus Savings:Minimum balance of Rs. 5000
Free family health plus saving card
ATM Card
Current Account:Can be owned individually or jointly
Chequebook issued at the cost of Rs.3
Advantage Account:Operative in select computerized Indian Bank Branches
CREDIT AND LOANS
Education Loan for further educational pursuits
Personal Loan
Home Loan for all housing needs, buying and construction
Vehicle Loans for car, two-wheeler or any commercial vehicle
Professional Loan for finance for business and upcoming projects
Agricultural Loan for the rural farmers
REMITTANCE
Banker's Pay Order
Demand Draft
Mail and Telegraphic Transfer
COLLECTIONS
Collection of Local and Outstation Cheques and Trade Bills
Immediate Credit of Outstation Cheques
OTHER SERVICES
ATM's - Automated Teller Machines
Telebanking
Gift Cheques
Traveler's Cheques
Safe Deposit and Lockers
Cash Management Services
Electronic Funds Transfer (EFT)
Forex Services
E- Banking and 24x7 Banking
Beside the above-mentioned services, Indian Bank also indulges in diversified banking activities through its subsidiaries:
Indbank Merchant Banking Services Ltd
IndBank Housing Ltd
IndFund Management Ltd
Indian Bank and HDFC Standard Life Insurance Company tie-up
Indian Bank Branches
Indian Bank has over 90 Authorized Forex Branches with a specialized foreign exchange services overseas branch in Chennai for the requirements of import-export needs, remittances and NRI services. Another specialized branch was set up exclusively for providing financial assistance to the small-scale industries (SSI's). Two agricultural finance branches were set up to finance high tech agricultural projects.
Anywhere Banking is available through 168 Indian Bank Centres throughout the country. Nearly 1300 branches and extension counters offer Core Banking Solutions (CBS). 430 ATM Centres in around 99 cities across India including multiple branches in Ahmedabad, Bangalore, New Delhi, Mumbai, Gurgaon, Guwahati, Kolkata, Kanpur, Madurai, Noida, Pune and Trivandrum has given Indian Bank a mass reach. The specialized services on offer by Indian Bank do not conclude here, they continue to e-payment facilities, internet banking credit cards, internet banking accounts, gold coins, mutual funds, equity shares, bonds and insurance services.
Internet Banking or simply Netbanking services are available on the official website of Indian Bank. All one needs to do is login to your Internet Banking Account and the Bank is here right on your desktop.
Any info about the Bank profile, its history, past mergers etc. is also available on the site. Being a nationalized bank, Indian Bank jobs are among the top recruitments. The recruitment is done on the basis of exams conducted regularly on national level and the results are also displayed online.
A branch locator and ATM locator is available online that can give you the exact address or branch code of your nearest Indian Bank Branch or Indian Bank ATM. The official website of Indian Bank also gives you info on the share price or share value of the Indian Bank share. Enquiries about the interest rates and charges can also be made through the customer care numbers or helpdesks at each branch.
CONTACT DETAILS
Chennai Head Office
PB No.1384
66, Rajaji Salai
Chennai 600 001
Tamil Nadu
Phone: 044-25233231
Fax: 044-25231278
Email: indianbank@vsnl.com
24 x 7 Helpline:39898911 (For Bangalore, Chennai, Delhi, Hyderabad and Mumbai)